When it’s your first run-in with water damage claims in Miami, you’re probably wondering what your policy covers, and what it does not. Unfortunately, policies can be a bit wordy and confusing to understand. It’s not surprising that most American’s struggle with grasping the coverage they have and what it all means. You can rest easy knowing that you’re not alone, and even find comfort in the fact that water damage is the most common cause of home insurance claims. Let’s discuss what homeowner’s insurance covers.
Types of Water Damage Claims in Miami
There are many types of water damage claims. A few examples include overflowing water, storm leaks, roofing leaks, pipe breaks, or water backups. If you’re experiencing a flooding situation, you’ll be surprised to know that flood damage has its own form of insurance that needs to be bought separately. In order for a water damage claim to be acceptable, the source will need identifying. Instantaneous disasters, such storm damage, certainly count if the roof has undergone frequent maintenance. However, if it only takes a few small gusts to rip a hole in your roof, an insurance company may decide you’ve not taken care of your property well enough. Additionally, gradual damage may not get coverage. If a leak has been forming for some time without notice, the insurance company may decide it is negligence on your part.
In summary, it’s crucial to have your property inspected twice a year to ensure that you’re keeping up with any possible leaks or risks. If you’re attempting to file water damage claims in Miami, save yourself the hassle and hire South Florida Water and Mold Restoration. Their team of attorneys and public adjusters can evaluate your case, and help you solidify your maximum settlement. They know that water damage repairs are expensive, and they also know that dealing with insurance companies can be difficult.
Don’t let your maximum settlement pass you by. Instead, call on the experts with experience, knowledge, and determination. You’ll be thankful you saved yourself from stress and lost opportunity! Call (954) 923-3340 for assistance from start to finish! You don’t have to go through this trying time alone.